1. How clear are you on your personal and/or family's financial GOALS?

Don't understand the question.
Have a vague concept.
We've discussed them, but haven't written them down.
Very clear, discussed, decided, and published.

2. What type of budget do you have?

No budget.
I manage my finances in my head.
The budget is in a drawer somewhere.
The budget is in a spreadsheet.
The budget is in a money program that is up to date.

3. Do you know where every cent goes?

No idea – often in overdraft.
No idea – but manage to cope.
Have a plan for money each month.
Balance my cheque a/c and credit card each month.

4. How many insurance solutions do you have in place?

0
1
2
3
4+

5. How much debt do you own on your own home?

Don't own a home
250k+
100k-250k
0-100k
Debt free

6. How much is your net worth?

I have no idea.
Less than $100k
$100k-$250k
$250k-$500k
$500k+

7.How much has your personal net worth grown in the last two years?

I have no idea.
Gone backwards
0-40%
Greater than 40%
Greater than 100%

8. How clear are you on your personal and/or family's financial PRIORITIES?

Don't understand the question.
Have a vague concept.
We've discussed them, but haven't written them down.
Very clear, discussed, decided, and published.

9. How much do you owe on your credit card?

Over $15k
$3k-$15k
Less than $3k
I have no credit card
Paid off each month

10. How many people have you helped with their money in the last year?

None
1
2
3+

11. What percentage of your income do you spend on “lifestyle” expenses?

I don't know
5%
10%
20%
Greater than 20%

12. How much do you owe in Student Loans and Personal Loans?

None
Less than $3k
$3k-$10k
$10k-$25k
Greater than $25k

13. How well can you explain compound interest?

Not at all
I know what it is
I can explain it
I can calculate how to earn it

14. How many Hire Purchases and/or car loans have you signed up in the last 3 years?

None
1
2
3
More than 3

15. How many books on money and/or wealth have you read in the last 2 years?

None
1
2
3
4+

16. How many sources of income do you receive? (excluding benefits)

None
One (Salary or Wages)
One (commission or business)
Two
More than Two

17. How clear are you on how debt works?

Totally unaware
I just pay for it.
Can explain my credit card interest.
Can explain my mortgage payments
Can explain how a revolving credit account works.

18. How much do you have in your Emergency Fund?

Nothing
Less than $1000
$1k-$3k
$3K – 3 months net income
3 months net income (or more)

19. What percentage of your income do you give away regularly?

None
Less than 1%
1%-5%
5%-10%
More than 10%

20. How many wisemoney services have you used?

Never heard of them before
Just this survey
The Dollars and Sense Newsletter
Attended a wisemoney Seminar
Both the Newsletter and the Seminar